Calculation Tools

Futures Contracts Calculator

Simulate your trades on the futures market. Calculate the Profit & Loss (P&L) based on contract multipliers, tick sizes, and leverage. Understand the ...

Bond YTM Calculator

Go beyond the coupon rate. Calculate the "True Yield" of a bond investment by factoring in the price discount or premium. Essential for comparing Trea...

Deposit Calculator

Secure your future with guaranteed returns. Calculate the total interest earned on a Certificate of Deposit (CD) or fixed-term deposit by analyzing th...

Inflation Calculator

Travel through economic time. Enter a dollar amount and two different years to see how inflation has eroded purchasing power. Understand what $100 in ...

Savings Calculator

Watch your money work for you. Input your starting balance, monthly contribution, and interest rate (APY) to see how compound interest accelerates you...

Salary Calculator

Convert your annual salary or hourly wage into a realistic paycheck breakdown. Discover how much Federal Tax, State Tax, Social Security, and Medicare...

VAT Calculator

Instantly calculate Value Added Tax (VAT) for any transaction. Easily toggle between adding tax to a net price or reverse-calculating to extract the t...

Business Loan Calculator

Fuel your business expansion with data-driven decisions. Calculate estimated monthly payments for commercial loans, factoring in APR, origination fees...

Credit Score Simulator

Take control of your financial reputation. Simulate various financial moves—like closing a card or increasing your limit—to see their estimated impact...

Late Payment Interest Calculator

Calculate the exact cost of a missed deadline. Determine the total interest accrued on unpaid invoices based on the principal amount, days past due, a...

Auto Loan Calculator

Plan your car purchase accurately. Estimate monthly payments by factoring in the vehicle price, trade-in value, down payment, local sales tax, and APR...

Car Insurance Calculator

Stop guessing your insurance costs. Analyze the key factors driving your premium up or down. Input your driver profile and vehicle details to get a re...

Personal Loan Calculator

Estimate your monthly installments for personal financing. Whether for debt consolidation, home improvement, or emergencies, calculate the total cost ...

Mortgage Calculator

Plan your home purchase with confidence. Calculate your estimated monthly mortgage payment, factoring in interest rates, down payments, and loan terms...

Loan Calculator

Estimate your monthly payments for mortgages, auto loans, or personal loans. Input the loan amount, interest rate, and term to see a detailed breakdow...

About Online Calculator

Welcome to TvojKalkulator.com, your premier destination for instant, accurate, and free calculation tools. Whether you are managing finances, tracking health goals, or planning across borders, our platform bridges the gap between complex data and actionable insights. We pride ourselves on delivering a user-friendly experience without the need for sign-ups or downloads.

Plan Your Dream Home: Mortgage Calculator

Buying a home is likely the biggest financial decision you will make. Our comprehensive Mortgage Calculator helps you navigate this complex process with confidence. By factoring in the principal loan amount, interest rates, and loan terms, you can visualize your monthly payments and amortization schedule instantly. This tool is essential for comparing lender offers and ensuring your new home fits comfortably within your long-term budget.

Connect Globally: Time Zone Converter

In an increasingly connected world, scheduling meetings or calls across continents can be a headache. Our precise Time Zone Converter and date duration tools eliminate confusion. Whether you are coordinating a business conference or calling family abroad, easily calculate the exact time difference and find the perfect window for connection. Manage your global schedule effortlessly with our time tools.

Prioritize Wellness: BMI Calculator

Understanding your body metrics is the first step towards a healthier life. Our scientifically calibrated BMI Calculator (Body Mass Index) allows you to assess your weight category based on your height. Beyond BMI, explore our suite of health tools including daily calorie estimators and ovulation trackers. We provide the data you need to make informed decisions about your diet, fitness, and well-being.